When purchasing a home, you are faced with a multitude of decisions. While it is certainly an exciting time, the process can also be complex and tiring. From budgeting, financing and obtaining a mortgage loan to choosing the right neighbourhood, viewing properties and locating the perfect home I will help you every step of the way.
I will make your home purchase easier, more enjoyable, less time-consuming and less expensive than if you undertook this challenge on your own.
With up-to-the-minute knowledge of current homes on the market, I know neighborhood values extremely well. Ideally equipped to advise you on which properties are priced fairly and in good condition, I help you prepare so that sellers perceive you as a preferred buyer. I assist you with locating and assessing properties for sale that match your specifications and guide you expertly through the myriad of details attending the actual purchase. Once you move forward, you will soon see that the rewards of home ownership are worth all the effort.
Your First Step
Before searching for houses for sale in North Delta, BC, your first step should be to ask yourself why you want to purchase a home in the first place. Do you want to:
- Stop paying rent?
- Start building equity?
- Have a place of your own?
- Raise a family?
- Entertain business associates?
- Move up to a bigger house?
Next, list what kind of home you would like and your ideal location. Be explicit. Separate the “must haves” from the “want to haves.” Think of yourself as zeroing in on a target, moving from general statements to specifics.
Consider your preferred area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for clients.
I Will Find the Right Home for You
Once you’ve been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
I have the best possible and most current resources and communication systems available to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.
I Will Follow Through With Great Service
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is enjoyable, cost-efficient and successful.